Truvane
A free planner from Your Money Ally
Truvane brings your budget, debts, savings and goals together. It shows how you're doing, what to do next, and whether retirement is on track.
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What it does
Start with what you know. Each part of your plan fills in as you go, and your Home page pulls it together.
Budget and spending
Your pay after tax, your usual costs and what you save, with what's left over each month. Add your bank and credit card statements and Truvane sorts what you really spend.
Debt payoff
List your debts once and see when you'll be free of them, the interest you'll pay, and how much sooner a little extra each month gets you there.
Retirement
Truvane tests your plan against 400 possible markets, good and bad, and shows the chance your savings last as long as you do.
And more
How you're doing on the basics, with your next steps in order.
What you own and what you owe, and how it changes over time.
A home, a trip or a rainy-day fund: what to set aside each month to get there.
How much life insurance your family would need, beside what you have.
A short check-in every month, or as often as you choose, milestones and a yearly review, with email reminders if you'd like them.
What-ifs, where your savings should go, paying down the mortgage, buying a home, and markets since 1928.
Every province, territory and state, in Canadian or US dollars.
Phone, tablet or computer. Your plan saves as you go.
Private by design
Money is personal. Here's how Truvane keeps yours that way.
How Truvane keeps your plan safe How Truvane works out your numbers
Advice when you want it
Truvane is yours to use on your own. When you'd like a second opinion, share your plan with Victoria Omojeso, a licensed financial advisor, from Get advice in the planner, or book a free call.
Book a free 30-minute callQuestions
Yes. Creating an account and using Truvane costs nothing, and there's no card to enter.
No. You type in your own figures. If you like, you can add statement files from your bank or credit card (CSV, OFX, QFX or PDF). They're read on your device and never uploaded.
Only you. It's stored encrypted, and Victoria can see it only if you choose to share it from Get advice in the planner. Even then, the transactions you import stay private, and you can stop sharing at any time.
No. Truvane gives estimates to help you learn and plan. It isn't financial, tax or legal advice. For advice about your own situation, book a free call with Victoria.
Truvane works for Canada (every province and territory) and the US (every state and Washington, DC), in Canadian or US dollars. Taxes, government pensions and account types follow where you live.
Yes. It works in your browser on a phone, tablet or computer. Your plan saves as you go, so you can pick up where you left off on any device.
Yes. From your Account page you can download a copy of your data, or permanently delete your account, plan and transactions, at any time.
Begin with what you know and add the rest when you're ready.