Life insurance & family protection
Find out how much coverage your family really needs, then compare term and permanent options from several insurers.
Life insurance calculatorLicensed Financial Advisor
Protect your family. Grow your wealth. Plan with confidence.
I'm Victoria Omojeso, founder of Your Money Ally. I help individuals, families and newcomers make clear decisions about life insurance, investing, retirement and debt, with options from several leading Canadian providers.
- First consultation is free
- Options from several providers
- Plain-language advice
Victoria OmojesoFounder, Your Money Ally
How I can help
Advice for every stage of your financial life
Pick where you are today to see where I can help most.
Retirement planning
See whether your savings will last and build a plan for the income you want when you stop working.
Retirement calculatorInvesting & registered accounts
Make the most of your TFSA, RRSP, RESP and FHSA, with investments matched to your goals and timeline.
Investment accounts calculatorWealth transfer & estate planning
Plan how your wealth passes to the people you love, with beneficiaries, insurance and taxes in mind.
Read the estate planning guideBusiness protection
Protect your business, your partners and your income if the unexpected happens.
Talk it through with VictoriaDebt, budgeting & financial education
Workshops and one-on-one sessions to pay down debt, budget with confidence and build lasting savings habits.
Debt payoff calculator
How it works
What working with me looks like
Simple, transparent and at your pace.
- 1
A free 30-minute call
Tell me where you are and where you want to be. No cost and no pressure.
- 2
Your plan, explained
I lay out your options from several providers in plain language, so you can decide with confidence.
- 3
Put it in place
Together we set up the coverage, accounts and next steps you chose.
- 4
Review as life changes
New baby, new home, new job: we revisit your plan so it keeps working for you.
After seeing how many hardworking families were underinsured or lacked access to proper financial guidance, I founded Your Money Ally to bridge that gap.
Why Your Money Ally
Guidance that puts you first
- Independent adviceI work with several insurance and investment companies, so recommendations fit you, not one company's products.
- Education firstYou'll understand not just what I recommend, but why it makes sense for your situation.
- Plain languageNo jargon: clear numbers, clear options and clear next steps.
- Tools you can useFree calculators, guides and articles to plan with, before and after we talk.
Partner network
Options from companies Canadians trust
I'm authorized to offer products from each of these companies, so you can compare more than one option.
Product availability and eligibility depend on your situation. Logos are trademarks of their respective owners.
Free tools
Run the numbers yourself
Eight free calculators, built for Canadian and US accounts. Email yourself a full report from any of them.
- Compound interestSee how your savings grow
- RetirementWill your savings last?
- Investment accountsTFSA, RRSP, 401(k) and more
- Life insuranceHow much coverage you need
- Rent vs buyWhich leaves you better off
- Home affordabilityHow much home you can afford
- Debt payoffYour fastest way out of debt
- MortgagePayments, payoff and savings
TruvaneOur free planner
Your whole money picture, in one place
Create a free account and Truvane brings your budget, savings, debts and goals together. It shows how you're doing, what to do next and whether retirement is on track.
- A health check with your next steps
- Budget, net worth and a debt payoff plan
- Goals, retirement and life insurance needs
- For Canada and the US, in C$ or US$
- Private, stored encrypted and saved as you go
Create a free account
Already a member? Sign in
Learn at your own pace
Free guides and articles
Practical, plain-language reading on insurance, investing, retirement and debt.
Latest articles
All articles- Legacy BuilderTeaching Kids About Money: Two Cultures, One Wallet (Nigerian-Canadian Perspective)
- Debt Freedom JourneyThe Canadian Debt Elimination System That Saves Families $847/Month
- Legacy BuilderThe Canadian Estate Planning Strategy That Protects $2.3 Million for Your Children (Even If You Never Thought You Were "Wealthy")
Meet Victoria
Your partner in financial confidence
I'm a Licensed Financial Advisor and the founder of Your Money Ally. My team and I specialize in life insurance planning, wealth transfer strategies, retirement planning and business protection, all through an education-first approach.
Financial success isn't just about numbers. It's about freedom, security and purpose. That's why I make sure you understand not just what I recommend, but why it makes sense for you.
- Licensed Financial Advisor
- Certified Wealth Strategist
- Financial Educator
- Insurance Specialist
Client stories
What clients say
“Victoria transformed my financial outlook completely. Her debt consolidation strategy saved me thousands and put me on the path to financial freedom.”
Sarah M.Business owner “The retirement planning session was eye-opening. I now have a clear roadmap to retire comfortably at 55 instead of 65!”
Michael R.IT professional “Victoria's financial education workshops transformed how I manage money. I've finally built an emergency fund and started investing!”
Jennifer L.Healthcare professional
Let's talk
Ready to take the next step?
Book a free 30-minute call at a time that suits you, or send a message and I'll get back to you.
Book a free 30-minute call- 30 minutes, free, no obligation
- victoria@yourmoneyally.com